It can be tough to set a dollar amount on injuries you suffer in an accident. There are so many things to consider: doctor’s bills, time lost from work, medical costs for ongoing injuries, pain and suffering, and so on. Insurance companies take all of them into account when deciding how much to offer and ultimately pay out for a personal injury claim. Common accidents giving rise to personal injury claims include auto, commercial vehicle and motorcycle accidents, medical malpractice and medical negligence, premises liability, defective products and products liability, construction site accidents and other work-related injuries.
By far, the most common types of personal injury cases are auto accidents. Given the volume of traffic in the and around the fourth largest city in America and the onset of new distractions like cell phones and other devices in your vehicle. By far the most common personal injury cases are going to be car accidents.
This would also include any kind of vehicle whether it’s motorized or not. Any kind of collision between man-powered or motor vehicles are included.
Another type of personal injury is Premises Liability. That refers to the obligation of a person who owns, controls property and their liability to a person who is on that property whether invited or not sometimes, for conditions that cause an injury to another person.
One of the most well-known types of Premises Liability is Slip and Fall cases. Most of the time you hear about these because of someone not marking a mopped place in a store or something that would cause someone to trip. Either a private residence or commercial use, just about anything that is privately owned falls within this scope.
I think the most commonly occurring premises liability is largely something where there is a high volume of traffic involving the commercial or retail. You also have, probably what’s common is maybe some accident at a friend’s house or person who you’re visiting. Those also are fairly common. As far as slip and fall, dog bites or whether it be some kind of use of some type of appliance or other kind of improvement on the property. All those would be included.
Products liability on the other hand is not necessarily a personal injury. Although they may overlap somewhat. Product liability has to do with a defect in something a consumer uses that unreasonably causes injury. For example, it’s not necessarily a condition that comes up, it’s something that is specific to that product that either the producer knew about or should have known about and there is a safer way of making that product and if that safer way was reasonable to do and they didn’t do it and it causes injury to another person that inspires a product liability case.
Learn about more serious personal injuries – Traumatic Brain Injuries
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